LENDERS - Levering Economics for New Drivers to Energy Reduction and Sustainability

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Title
LENDERS - Levering Economics for New Drivers to Energy Reduction and Sustainability
CoPED ID
98c03bce-299e-4cd6-9c7a-3c4a12b86e3a
Status
Closed
Funders
Innovate UK
Innovate UK
Value
£515,688
Start Date
Nov. 1, 2015
End Date
July 30, 2017
Description

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The LENDERS is led by Nationwide Building Society, administered by BRE, and with partners Principality Building

Society, UK Green Building Council, Energy Saving Trust, Zero Carbon Hub, Constructing Excellence Wales,

University College London Energy Institute and Arup, and is supported by Innovate UK.

The project will evidence the capacity to use a residential property's Energy Performance Certificate (EPC) and

other factors to predict to a reasonable degree of accuracy the homeowners' actual fuel bill. The project will go

on to develop from this new methodology for estimating homeowners' fuel costs using only inputs normally

available at the point of agreeing a mortgage. This methodology is intended to be suitably robust to enable it to

replace the existing allowances typically used in mortgage institutions' own mortgage "Affordability

Calculations", and the project will make the method freely available to mortgage institutions. The project will

therefore enable mortgage providers to better take into account the energy performance, and hopes to

encourage borrowers to place more value on energy efficiency as a result of this.

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Subjects by relevance
  1. Energy efficiency
  2. Mortgage
  3. Projects
  4. Construction
  5. Energy
  6. Energy consumption (energy technology)
  7. Energy certificates
  8. Trust

Extracted key phrases
  1. University College London Energy Institute
  2. Energy Reduction
  3. Nationwide Building Society
  4. UK Green Building Council
  5. Energy Saving Trust
  6. Energy Performance Certificate
  7. Lender
  8. Partner Principality Building
  9. New Drivers
  10. Levering Economics
  11. Mortgage institution
  12. Mortgage provider
  13. Zero Carbon Hub
  14. Innovate UK
  15. Project

Related Pages

UKRI project entry

UK Project Locations